"the-best-insurance.com helped me save over $800 on my
insurance."
-S. M. , Dallas, Texas
Don't waste
your time in the yellow pages dialing for deals we have thousands
of carriers looking to get your business...
enjoy the convenience of great offers coming to you while your
are sitting in your own home.
Save time, save money with our short easy single application that
electronically routes to many, many insurance companies. Why limit
yourself to just 1 or 2 or even a few insurers. Our Smart Routing
Technology (SRT) allows many companies to compete quickly for your business.
Saving time and money has never been easier with our enormous network of
top insurers fighting to earn your business. Simply fill out the
quick
application starting with your name and zip code and see
just how much you can start putting back in your pocket year
after year! the-best-insurance.com works with thousands
of agents across the country.
Enter Your Zip Code And Click the Check For Your Free Quote!
Get
your Free Insurance Quotes:
Staying on top of all insurance
is not an easy task,
we work with a large network of carriers and brokers, from all across
the country, who can offer you a wide range of insurance policies.
You can choose the policy that best fits your needs and budget, with
the confidence of knowing that you are matched with carriers who want
to insure you, so let our team of insurance
experts and agents do the hard work for you and provide you
with the best offers from top insurers. Fill out a very short form. Low risk
or even high risk applicants. We are here with hundreds of Insurance carriers wanting your business. Our Service is second
to none. Why go to an office with one carrier when you can have many
desiring your business.
The insurance industry in the State of Minnesota is regulated under
Chapter 61A of the Minnesota Statutes. These statutes
outline claims procedures and policy requirements for the benefit and
protection of you, the consumer.
One such protection lies in the one-month grace period on late premium
payment found in every Minnesota life insurance policy.
During this time an insurer will not
cancel the policy, and coverage will continue uninterrupted so long as
the account is brought current.
Term Life
Insurance Minnesota companies are also obligated to pay
interest on a claim from the date of death until the date of
settlement. If the insurer fails to pay the proceeds within 60 days of
receiving proof of death, the rate of interest increases.
However, Term Life
Insurance Minnesota law extends some protections to insurers,
too. Insurance companies may contest statements on a policy application
for up to two years from the effective date of the policy. If any
misstatement is found, they can cancel the policy (and refund the paid
premiums).
If there has been a misstatement of age, the death benefits will be
recalculated to reflect the actual age of the insured.
If your insurance company is licensed in Minnesota,
then your policy is backed by the Minnesota Life and Health
Insurance Guaranty Association. This organization helps protect
you, the insured, from the total loss of your policy should your
insurer go bankrupt.
However, this protection comes with restrictions.
Term Life
Insurance Minnesota, the
maximum compensation for lost cash surrender is $100,000 and the
maximum compensation for lost death benefits is $300,000.
And your Term Life
Insurance Minnesota company must be licensed in Minnesota to be
backed by the guaranty. You can check the status of an insurer by
calling the Minnesota Department of Commerce at (651) 296-2488.
Your insurer will be licensed in Minnesota.
