"the-best-insurance.com helped me save over $800 on my insurance."
-S. M. , Dallas, Texas
Don't waste your time in the yellow pages dialing for deals we have
thousands of carriers looking to get your business...
enjoy the convenience of great offers coming to you while your
are sitting in your own home.
Save time, save money with our short easy single application that
electronically routes to many, many insurance companies. Why limit
yourself to just 1 or 2 or even a few insurers. Our Smart Routing
Technology (SRT) allows many companies to compete quickly for your business.
Saving time and money has never been easier with our enormous network of
top insurers fighting to earn your business. Simply fill out the
application starting with your name and zip code and see
just how much you can start putting back in your pocket year
after year! the-best-insurance.com. works with thousands
of agents across the country.
Enter Your Zip Code And Click the Check For Your Free Quote!
your Free Insurance Quotes:
Staying on top of all insurance
is not an easy task,
we work with a large network of carriers and brokers, from all across
the country, who can offer you a wide range of insurance policies.
You can choose the policy that best fits your needs and budget, with
the confidence of knowing that you are matched with carriers who want
to insure you, so let our team of insurance
experts and agents do the hard work for you and provide you
with the best offers from top insurers. Fill out a very short form. Low risk
or even high risk applicants. We are here with hundreds of
Insurance carriers wanting your business. Our Service is second
to none. Why go to an office with one carrier when you can have many
desiring your business.
The insurance industry in the State of Colorado is
regulated under Title 7 of the Code of Colorado. Under
this title, claims procedures and policy requirements are regulated by
the state in order to protect you, the consumer.One such protection is guaranteed by the mandatory one-month
graceperiod on late premium payments.
A policyholder in Colorado is allowed
a month to bring her account current before a life insurance policy can
Insurance Colorado law also requires that insurers pay interest on death
benefit proceeds from the date of death until the claim is settled. If
the insurance company fails to pay the proceeds within 30 days of
receiving proof of death, the rate of interest increases.
However, Term Life
Insurance Colorado law also extends some protections to insurers.
For two years after a life insurance policy's effective date, the
provider may cancel the policy if they discover any misstatement on the
policy application. If there is a misstatement of age on the policy,
the death benefit proceeds will be reduced to reflect the correct age.
Coverage can also be denied in the case of the policyholder's death by
suicide (during the first policy year). This provision does not apply
to death by accident.
Most Colorado life insurance policyholders are covered
under the Colorado Life and Health Insurance Protection Association.
This organization helps protect policyholders in cases of insurance
However, there are some restrictions. Reimbursement for lost death
benefit proceeds may not exceed $300,000 per insured individual. This
limit applies even in the case of multiple policies totaling more than
To qualify for this protection, your Term Life Insurance
Colorado company must be
licensed in the state of Colorado. You can check a company's status
with the Colorado Department of Insurance by calling
Your insurer will be licensed in Colorado.