Credit and Finances Articles

Corporations Failing To Claim AMT Exemption Overpay Taxes...

Does your incorporated business pay alternative minimum tax [“AMT]? If so, there is a 93% chance you have been overpaying your taxes by an average of $11,000 a year according to the Treasury Inspec. . .

Hackers Given Access to IRS Computers?

The Treasury Department inspector general has reported a distinct weakness in the security surrounding the IRS computer systems. Unlike the problems found with other security systems, this one is h. . .

Deducting Points On Home Refinances

Any points that you pay in the refinancing of your residence are tax deductible over the length of the loan in question. The deduction is allowable only if the residence is your primary home and th. . .

Rental Property Tax Deductions

Own residential rental properties? This article discusses how income from those properties impacts your taxes.What Constitutes Revenue?Generally, rental income is defined as any revenue you receive. . .

How Likely Are You To Be Audited?

Statistics for IndividualsUnfortunately, the IRS increased its rate of auditing individuals in 2003 when compared to 2002. The increase was approximately 14%, but still constituted only 6.5 audits . . .

Moneynet sounds alarm over poor-paying children’s savings...

Interest rates on children’s savings accounts – some of the most heavily marketed of all savings products – can leave kids badly out of pocket, online financial data service Moneynet warns today.In. . .

Opt out of credit cards offers to protect your privacy

Your credit reports are being screened without your knowledge or permission.The purpose of this screening is to market products and services to you through mass mailings (junk mail)! If you have re. . .

Guide to Home Improvement Loans

Here is a useful guide to Home Improvement Loans. What is a Home Improvement Loan? Basically, a Home Improvement Loan is a loan to be used for home improvement purposes. Home Improvement Loans are . . .

Guide to Business Loans

Here is a useful guide to business loans. Business loans are loans specifically tailored for enterprising business people who are just starting their own companies or existing companies needing add. . .

Bad Credit Personal Loan - A Pay Day Loan May Be Your Bes...

If you have bad credit, have an emergency and need some fast cash, an instant pay day loan online could be a quick solution for you. With online pay day loans, the lender does not pull your credit,. . .

Bad Credit? First Time Buyer? You Can Still Get Approved ...

Do you have bad credit that you worry will stop you from being able to apply for a home mortgage loan? Have you given up on the dream of being a home owner? Well don’t. Take comfort in the fact tha. . .

Getting a credit card is a big responsibility

Owning a credit card can be quite an advantage. Whethermaking online purchases, booking an air ticket or a hotelroom on the phone or simply being in need of someemergency cash, having a credit card. . .

Adverse Credit Mortgage Loan - Persistence is the Key to ...

People with bad credit that are looking to get a home mortgage loan or to refinance their existing home mortgage loan, know how difficult of a job it can be to try and get approved. Adverse credit . . .

Quick Cash Advance Payday Loan - Get it Free or Cheap

If you are looking at getting a payday loan or a cash advance loan, you probably already know that one of the main drawbacks to getting one of these types of loans is that the fees can be so high.T. . .

Poor Credit Home Mortgage Loans - The Role of the FICO Score

If you have bad credit history and are looking to get a home mortgage loan, then chances are you are going to need to know all about how the FICO credit scoring system works.FICO – Fair ISAAC & Com. . .

Commercially viable commercial mortgages

Commercial mortgages are similar to residential mortgages. Usually taken by businesses, commercial mortgages are secured against business property.Businesses have to make an important decision rega. . .

Learning How to Lease

Leasing 101Leasing works for any type of business.Leasing definedA lease is a contractual arrangement in which a leasing company (lessor) gives a customer (lessee) the right to use its equipment fo. . .

Bad Credit Home Loan - Apply Online and Keep Your Credit ...

If you have a poor or bad credit history with something in your past like a bankruptcy or a foreclosure, you know how difficult it can be when you try to get financing for a home mortgage purchase,. . .

Tip To Help You Protect Your Financial And Personal Infor...

Financial fraud and identity fraud are one of the fasted growing forms of fraud. The first line of defense to protecting yourself begins with you. Here are some tips you can take to help you prote. . .

Guide to Bad Credit Loans

Here is a useful guide to Bad Credit loans. Bad credit loans mean that you are taking out a loan that may depend on your credit history. Your credit history includes county court judgements, and de. . .

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