"the-best-insurance.com helped me save over $800 on my insurance."
-S. M. , Dallas, Texas
Don't waste
your time in the yellow pages dialing for deals we have thousands
of carriers looking to get your business...
enjoy the convenience of great offers coming to you while your
are sitting in your own home.
Save time, save money with our short easy single application that
electronically routes to many, many insurance companies. Why limit
yourself to just 1 or 2 or even a few insurers. Our Smart Routing
Technology (SRT) allows many companies to compete quickly for your business.
Saving time and money has never been easier with our enormous network of
top insurers wanting to earn your business. Simply fill out the
quick
application starting with your name and zip code and see
just how much you can start putting back in your pocket year
after year! the-best-insurance.com. works with hundreds
of agents across the country.
Enter Your Zip Code And Click the Check For Your Free Quote!
Get
your Free Insurance Quotes:
Staying on top of all insurance
is not an easy task,
we work with a large network of carriers and brokers, from all across
the country, who can offer you a wide range of insurance policies.
You can choose the policy that best fits your needs and budget, with
the confidence of knowing that you are matched with carriers who want
to insure you, so let our team of insurance
experts and agents do the hard work for you and provide
you with the best offers from top insurers. Fill out a very short form. Low risk
or even high risk applicants. We are here with hundreds of
Insurance carriers wanting your business. Our Service is second
to none. Why go to an office with one carrier when you can have many
desiring your business.
Term
Life Insurance Arizona is
regulated under Title 20 of the Arizona Revised Statutes.
Through these laws, the state oversees claims procedures and policy
requirements in order to protect you, the consumer.Under the code, insurance companies are
required to allow a grace period of 30 days for payment of late premiums.
This means that, should you miss a
premium, you have one month to make your account current before the
insurance company is allowed to cancel your policy.
Term
Life Insurance Arizona law also states that life insurance settlements should be made
upon receipt of proof of death and should never take longer than 2
months to finalize. If the death benefit is not received by
the policy's beneficiaries in a timely manner, the proceeds may begin to
collect interest.
(A detailed description of the specific claims procedure followed by your
Term
Life Insurance Arizona company will be included within the text of your life insurance
policy.)
However the code also protects insurers against consumer
deception. Insurance companies may contest statements made in the
application for up to two years from the effective date of the policy.
Misstatements are grounds for canceling coverage.
Misstatement of age, however, can be corrected at any point during
the life of the policy. In this case, the death benefit will be adjusted
to reflect the actual age of the insured.
Licensed insurance companies in Arizona are required to
pay annual fees to a state-run organization that protects policyholders.
This organization is the Arizona Life and Disability Insurance
Guaranty Fund, and it helps compensate policyholders for the
loss of death benefits and cash values should the insurer become
insolvent.
This protection does have limits, though. In Arizona the maximum per
person death benefit compensation is $300,000 and the per person
net cash surrender or net cash withdrawal maximum is $100,000. So even if
you own two insurance policies with a higher total coverage, the $300,000
for death benefits or $100,000 for cash surrender or withdrawal still
apply.
The Term
Life Insurance Arizona Guaranty Association also only provides protection to
policyholders of licensed insurance companies, so make sure your
insurance company is licensed and covered. You can verify any
company's status by calling the Arizona Insurance Department at
(602) 912-8401.
Your insurer will be licensed in Arizona.
